CASH
MANAGEMENT
2
– TABLE OF CONTENTS –
Chapter 1: Cash is Still King
Chapter 2: Security Safes and Theft
Chapter 3: Counterfeit Money and Human Error
Chapter 4: Change Order Management
Chapter 5: Cloud Services
Chapter 6: Tube Vend Dispenser for Improved
Cash Management
Chapter 7: How To Get Started
3
– CHAPTER ONE –
CASH IS STILL KING
What if you could keep your business profits safer than ever before? Keeping cash safe is
one of the most important daily challenges for retailers. And good cash management means
that you need a good safe.
Of course, not all safes are created equal. A smart safe can help you with cash management
like you never imagined. In fact, here are just a few of the ways that a smart safe will
completely change how your business manages cash!
Better Accountability
One of the biggest concerns regarding cash management is employee accountability. If it’s
the end of the night and the money is running short, you definitely want to know who is
responsible!
Fortunately, some of the best smart safe features concern the accountability of your money.
For example, money can be deposited into your bank account the moment that a bill is
received during a point-of-sale transaction.
Along with this, smart safes let you create different IDs for different employees to keep track
of who was accessing the safe at any given point. You get a digital paper trail that you can
easily audit, especially if anything happens to go wrong!
Fewer Banking Fees
Every business hates the fees associated with banking. And if you’re a small business, these
fees may quickly eat into the profits you were hoping for!
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CHAPTER ONE | CASH IS STILL KING
That’s why businesses quickly fall in love with the ways that smart safes reduce banking
fees. Basically, you can set up your smart safe in conjunction with your bank of choice to
consolidate all of your banking activity.
What does this mean on a practical level? You will no longer be paying so many fees for
things like deposits, changing funds, sweeps, and everything else. And simply put, every fee
that smart safes help you puts money back into your business.
Making Cash Management Visible
One of the biggest trends in the past decade has been making data more visible. Most of us
aren’t great at juggling statistics and running numbers in our heads. Therefore, anything that
makes the process easier to understand is an improvement.
With smart safes, all of the data the safe tracks can be transmitted to an intuitive dashboard.
And this dashboard helps track cash, validate notes, and generally provide updates about
business finances that you can take in at a glance.
You may have dreamed of coming up with ideas to streamline cash management and boost
your revenue. Take it from us: making the safe data visible is your best bet to learn about
areas where you need to improve!
5
– CHAPTER TWO –
SECURITY SAFES AND THEFT—WHAT
BUSINESS OWNERS SHOULD KNOW
As a business owner or manager, there are plenty of things demanding your attention and a
plethora of things to worry about. Theft at your business doesn’t need to be one of them.
Yet, you probably spend a fair amount of your time considering the security of your business
and your business assets. Whether you want to keep valuable inventory secure during
business hours, protect money or assets after hours, you need to make sure you have a way
to keep them safe.
Pharmacies, jewelry stores, fast food restaurants, and specialty retail operators all have
critical cash management and asset protection needs. Investing in a UL-tested and rated
high-security safe should be a part of your business model if it isn’t already.
At American Security, we specialize in high-security safes to keep your business valuables
secure. Read on to learn about high-security safes and what features you need for your
business security.
Safe Ratings
One of the first considerations when looking for a safe for your business or home is the safe’s
ratings. As a business, there are plenty of ways to spend money. You don’t want to invest in a
safe that any burglar with elementary experience can break into.
You want to look for a safe that’s rated by United Laboratories (UL). UL is the industry leader
in rating a safe’s security level. Right behind them, and also highly regarded in the industry,
are safes rated by Intertek-ETL. They also do independent testing on safes and are a top tier
choice of American Security’s design and engineering team when it comes to fire safety.
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CHAPTER TWO | SECURITY SAFES AND THEFT — WHAT BUSINESS OWNERS SHOULD KNOW
Without a verification sticker rating from one of these two organizations, it’s likely the safe
isn’t worth the investment. You don’t want to purchase a safe for your business that’s nothing
more than a glorified lockbox.
Safe Construction
Another consideration when looking for a security safe is the construction. Not all safes are
made the same way. Therefore, they offer different levels of security based on the way they
are constructed.
First, many of the high-end safes at American Security are American-made. American
Security has proprietary rights on the concrete fill and solid construction of their safes. Their
patented DryLight® cement fill is an unmatched safe industry innovation only available
on select Level I and Level II RSC-verified safes – the best of the best! More important,
is the amount of steel that goes into the construction of a safe and the actual layering or
configuration of anti-theft stop gaps that the design has cleverly created to prevent
entry from attacks by drills, sledge hammers, saws, pry bars and even plasma cutters. Simply
put: the more layers, the more steel = the more secure your safe.
Who Should Have Security Safes?
You might wonder if your business needs a safe. Are you big enough as a business to
warrant the investment? The short answer is yes. Whether you’re a retail owner, restaurant,
private business, or store with customers coming and going, you have assets that need
protecting.
Some businesses, like a pharmacy, for example, may have inventory that needs to be secure
from theft all the time. A safe for this type of business could work with time-delay technology
to prevent a thief from forcing the business to open it and detailed audit logs to satisfy FDA
requirements related to the storage of controlled substances.
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CHAPTER TWO | SECURITY SAFES AND THEFT — WHAT BUSINESS OWNERS SHOULD KNOW
You might be a retail space that needs to secure financial assets. Maybe it isn’t worth your
money to hire a company to move your assets securely. You want them secured on-site until
you’re ready to move them to your financial institution, whether it’s when you’re open for
business or after hours.
8
– CHAPTER THREE –
COUNTERFEIT MONEY AND HUMAN ERROR
Cash management is a challenge without smart technology to help countermand two
problems that frequently occur – counterfeit money and human error. Counterfeit currency is
an enormous problem in the U.S. and abroad. It’s estimated that at any given time as much
as $70 million in counterfeit money is circulating in this country.
That’s a major problem for retailers and businesses dealing in cash. But there’s another
element that plagues cash management in business and often occurs both innocently and
blameworthy–human error.
Transactional errors are bound to occur and are often innocently done, but with a process of
accountability built into your cash management procedures, the odds diminish greatly,
whether unintentional or not. The lack of due diligence and process in cash handling means
that problems with bookkeeping, fraud, theft, errors and cash flow are more likely to occur.
Fake Money Hurts Business
Any business can become a victim of counterfeit money, and there’s no easy remedy to
finding funny money in your register. You report it to comply with the counterfeit money
laws, but don’t expect the government to replace it with the real deal. It won’t happen.
Your best option to recover losses is insurance. Without an insurance policy to cover the
receipt of counterfeit money, your business must suffer the loss. And while insurance
is important and certainly smart to have, the advantages of the latest smart safe digital
technology is even smarter.
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CHAPTER THREE | COUNTERFEIT MONEY AND HUMAN ERROR
Smart Security Pays
With an AMSEC Smart Safe you’re getting the advantages of the MEI SC Advance bill
reader. The advanced recognition system with transmissive sensors sees all the way through
each note contributing to a higher overall acceptance rate for legal notes while increasing
security against fraud.
The sensor uses a full spectral analysis with multiple wavelengths of light to look completely
through each note and validate its authenticity. And even if the notes have been worn or
damaged, these advanced recognition algorithms facilitate the industry’s highest acceptance
rate.
Control the Human Error Conundrum
It’s easy to lose count, record numbers incorrectly, skip numbers, and mix up denominations
when handling large volumes of cash, especially if your employees are tired or distracted
after a long work day. When employees are counting and sorting money at the end of a shift,
the risk of accounting errors increases.
Take human error out of the equation and the risk of errors goes down. How? By trusting
AMSEC Smart Safe to ensure consistent accuracy in cash handling. You will know who has
access and when, helping to prevent fraud, theft and breaches.
Without AMSEC Smart Safe your business will be much more vulnerable, running the risk of
painful financial loss.
Avoid the Obvious Dangers
Managing security, accounting, due diligence, and accountability are all part of a business
manager’s job. But taking the added precaution of ensuring effective cash handling will have
widespread benefits for your business, improving efficiency, security, and overall financial
gain.
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CHAPTER THREE | COUNTERFEIT MONEY AND HUMAN ERROR
AMSEC’s CashWizard Smart Safe is the answer to a safer, more streamlined way to manage
cash.
Are You Frustrated with Unreliable
Counterfeit Detection Methods?
When store employees don’t know how to identify counterfeit bills, all too often, they rely on
the counterfeit detection pen.
Counterfeit detection pens are commonly used to detect counterfeit banknotes, but fall short
of being completely reliable. Authentic currency is printed on paper based on cotton fibers
and does not contain the starches that are reactive with iodine. When the pen is used to
mark genuine bills, the mark is yellowish or colorless. If, however, the bill is counterfeit and
printed on regular paper, the pen will detect the starch and its mark will turn black.
However, even with the use of counterfeit detection pens, many fake bills are accepted in
cash registers and cause financial losses that are not easily recouped. It can happen to
any business, especially retail businesses. And, even when you report it based on the laws,
there’s no guarantee the government will replace it.
Insurance is the only way to recover losses. Without an insurance policy to cover the receipt
of counterfeit money, your business suffers the loss. And while insurance is important and
certainly smart to have, the advantages of an AMSEC CashWizard Smart Safe are definitely
better.
With our technologically advanced CashWizard Smart Safe you’re getting the advantages of
the MEI SC Advance bill reader. The advanced recognition system with transmissive sensors
sees all the way through each note contributing to a higher overall acceptance rate for legal
notes while increasing security against fraud.
11
CHAPTER THREE | COUNTERFEIT MONEY AND HUMAN ERROR
The sensor uses a full spectral analysis with multiple wavelengths of light to look completely
through each note and validate its authenticity. And even if the notes have been worn or
damaged, these advanced recognition algorithms facilitate the industry’s highest acceptance
rate.
The United States treasury estimates about $70 million in counterfeit money is in circulation,
or approximately 1 note in counterfeits for every 10,000 in genuine currency. That’s a lot of
funny money circulating, and you don’t want it to end up in your till.
By installing the CashWizard Smart Safe at the point of sale, cashiers can validate bank
notes while completing the sales transaction. The CashWizard Smart Safe technology is
proven to protect against losses from counterfeit banknotes. By stepping up to the next level
of security for your business, you are getting a head start in preventing losses that can easily
be avoided.
12
– CHAPTER FOUR –
CHANGE ORDER MANAGEMENT
As a result of the pandemic businesses were forced to adapt to new challenges. During this
process improvement period, light was shone on existing areas of improvement.
Retail businesses spend an undue amount of labor time on cash handling tasks. One task in
particular, is managing change or change orders. This can be taxing, and often fraught with
errors, causing multiple parties having to get involved to resolve.
While order placing has evolved over recent years, discrepancies and reconciliations have
not been widely addressed. Most banks have an online form or other user-friendly method to
capture requests.
But, for regular retail operators this adds complexity as it requires a corporate or
administrative user with authorized credentials to access the portal to submit the request.
Most importantly, this method does not account for the timing of the request submission
and actual fulfillment of it, potentially causing a reconciliation nightmare.
Oftentimes, retailers bank with different institutions, causing change order placement to
become a repetitive task across banks. ChangeExchange® from America Security is the only
smart safe solution providing single-point change ordering.
CashWizard™ from American Security is the only smart safe solution provider offering
patented single-point change ordering – no matter where you bank, or how many banks
you bank with. Configuring the ChangeExchange® feature is easy to do so that all your
change ordering takes place in one place.
Streamline change ordering with ChangeExchange™️
from CashWizard™️ and American Security®
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CHAPTER FOUR | CHANGE ORDER MANAGEMENT
By entering their unique user PIN at the safe, employees can request the desired change
amount, identifying the denominations breakdown; this can be set to be delivered at their
next scheduled armored car pick-up or later, if preferred.
Change orders can only be placed when paid for in full. Because CashWizard counts and
keeps track of money deposited, employees can choose to make a deposit to pay for the
change order or simply apply existing funds in the safe, you are always in balance.
What if I bank with multiple partners?
Because the bank relationships can be configured in the CashWizard secure cloud portal,
change requests placed at the safe are verified and transmitted to the corresponding bank
for fulfillment and delivery via armored courier.
With ChangeExchange seamlessly order, track and auto reconcile change orders so you’re
always in balance.
14
– CHAPTER FIVE –
CLOUD SERVICES
Security is a major priority when it comes to cash management. From the time you open
your till for business, until the time you close it out and reconcile and balance your cash.
Many businesses struggle with the decision of whether or not using an armored car service
for pick-up and delivery to their bank is a necessary step in security.
Certainly there’s an element of confidence knowing that your hard earned revenues are
being professionally watched over by people who guard it with their lives enroute to the
bank.
And it’s comforting to know that once your money is out of your hands it will arrive safely to
your financial institution and be deposited into your business account.
On the other hand, maybe your cash deposit is not large enough to warrant the expense of
using an armored car service. You really don’t need or want an armored car service, but you
would like to feel confident that your cash is safe,secure, and accounted for until it gets to
the bank, right?
That’s where a smart safe can make the difference.
The CashWizard Smart Safe from AMSEC will not only improve your cash management
practices, it will also help you save valuable time and free up your schedule.
A smart safe will provide your business with multiple layers of physical security features
and the highly secure cloud-based platform allows you to remotely monitor cash levels,
streamline in-store management time, and reduce risk due to human error.
15
CHAPTER FIVE | CLOUD SERVICES
You’ll have remote access to critical data and reports that will enable you to make informed
and intelligent business decisions right from your computer. The patented and innovative
CashWizard Smart Safe technology helps streamline change-order management, which
means easier reconciliation and balancing.
For those who do use an armored car service, CashWizard Smart Safe technology will work
seamlessly for you, too. In fact, the time and energy you’ll save prepping your deposits for
armored pick-up will be readily noticed.
16
– CHAPTER SIX –
TUBE VEND DISPENSER FOR
IMPROVED CASH MANAGEMENT
Most tube vend units require manual counting of deposited money, but AMSEC’s
CashWizard Smart Safe has sensors that automatically detect and accurately count the
number of tubes being deposited.
Users can log in from any device to a highly secure cloud portal to view the amount of
cash and coins they have on hand and easily access Fully Automated Reports for every
cash transaction. AMSEC’s Tube Vend Dispenser helps restaurant and retail organizations
manage in-store change, reduce the risk of internal theft, streamline in-store management,
and create greater efficiencies in retail operations.
The innovative Tube Vend Dispenser has allowed AMSEC to take the concept of cash
management to an entirely new level in the smart safe market. When coupled with the
AMSEC cloud solution, it provides tremendous value in terms of both improving security and
operational efficiencies.
Be free of daily hassle supplying change to the tills with AMSEC’s smart Tube Vend
technology.
Retail managers have enough to do running an efficient business without the daily chore of
manually providing change to the cashier each time they need a roll of currency.
That’s what makes the advanced technology of AMSEC’s Tube Vend such a smart choice–
with automated sensors that detect and accurately count the number of tubes being
deposited and dispensed.
17
CHAPTER SIX | TUBE VEND DISPENSER FOR IMPROVED CASH MANAGEMENT
AMSEC’s Tube Vend helps convenience stores and gas stations manage in-store change,
reduce the risk of internal theft, streamline store management, and create greater efficiencies
in overall retail operations. And it’s so easy to use. CashWizard tube vend dispenser is always
a welcome addition to cash management.
The manager loads each tube with either notes or coins and deposits the tubes into the
machine, the tubes are recorded in the audit and the inventory is automatically tracked as it
is dispensed by authorized store personnel.
Users can log in from any digital device to a highly secure cloud portal to view the amount of
cash and coins they have on hand. The easy access to fully automated reports keeps track of
every cash transaction.
At the end of each day, a report will show how much cash has been removed by each
employee using their user PIN. The report will also show the amount of cash deposited into
the note validators or into the manual drop slot.
Being able to see the totals of all transactions by User makes the manager’s job of balancing
each cashier against their cash sales much easier and faster. Tube vend inventory reports
show the manager how much change is required to load the unit.
The CashWizard system can be configured to allow vending with time delay or require users
to pay for the change before it is dispensed. If using the vending mode, a custom time delay
can be configured to discourage robbery.
AMSEC’s Smart Safe under-counter technology protects your cash with each transaction,
making it secure for employees and customers alike. You can use the CashWizard system
with armored courier service, but it is not required. Our software allows you to monitor your
cash at all times from any digital device no matter where you are. You’ll have an ‘eyes on’
view of who is doing what and when.
18
CHAPTER SIX | TUBE VEND DISPENSER FOR IMPROVED CASH MANAGEMENT
A leading manufacturer of both traditional and smart safe innovation, AMSEC sees the tube
vend dispenser solution as a smart, effective way to give busy retail stores, especially
convenience operations, a way to improve their cash management practices.
Convenience stores and gas stations are very busy places, with customers coming and
going, and the flow of business in perpetual motion. In fact, a survey of convenience store
trends shows that about 30 percent of customers say they visit their local store about two or
three times per week.
Managers and employees really can’t do much business when they’re stuck in the back
office manually counting cash. Tube Vend eliminates this roadblock and frees up time for
helping valued customers.
Managers can say good-by to time-consuming manual processes that are easily replaced by
AMSEC’s CashWizard Smart Safe automation such as Tube Vend, while also providing
remote connectivity to analytics, critical business data, and daily reports from the office,
home, or wherever there’s an internet connection.
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– CHAPTER SEVEN –
HOW TO GET STARTED
The Cash Wizard smart safe from AMSEC will help improve cash management for your
business. The tube vend dispenser, change order management, and advanced counterfeit
detection will allow you to focus less time and effort on cash management and more on
running your business.
Contact us to get started.

Our Story

At American Security, we have been dedicated to providing quality security solutions to our customers since our establishment in 1946.
Additionally, American Security entered the Smart Safe market 10 years ago with CashWizard, securing two more patents for our Smart Safe technology. The CashWizard Smart Safe is the highest security depository safe of its kind on the market today and provides ultimate visibility into daily cash transactions via integrated cloud-based software that gives treasury and other management suites the ability to remotely manage money from anywhere in the world, 24 hours a day, 7 days a week.

At American Security, we believe that innovation is not just about creating new products but also improving existing ones. We continuously update our products to keep up with the latest technology and security standards, ensuring that our customers have the best possible experience with our products.
Our humble beginnings started with little more than a welder, lathe, and a desire to build strong safes. As we’ve grown, we’ve expanded our offerings to meet the changing needs of our customers. Through dedication and hard work, we have become a leading name in the security industry, providing a wide range of products and services, including our CashWizard Smart Safes.

Over the years, we’ve had the privilege to work with a diverse range of clients across various industries and have been recognized for our commitment to quality and excellence. At American Security, our core values guide us in everything we do. We are committed to providing the highest level of security solutions to our customers and continuously strive to innovate and improve our offerings.

Recognized Quality

For over 75 years, American Security has been committed to delivering high-quality security solutions to our customers.

American Security safes are known for their impressive quality control. We make sure that every safe we produce meets the highest standards for security and reliability.

We understand that when it comes to protecting your valuables, you need a safe you can trust. That’s why we offer a wide range of safes for both commercial and residential use, including gun safes, high-security safes, cash management safes, and more. We offer an extensive product line of over 400 standard models of burglary and fire-resistant safes in every insurance classification from “B” rate to Underwriter’s Laboratories TL-15, TL-30 and TL-30×6.

At American Security, we are committed to providing our customers with the highest level of service and support. Our fully staffed service department, networked with thousands of factory-trained technicians, is available to assist you with any questions or concerns you may have.