When shopping for a fireproof safe, you’ll often see fire ratings and certifications listed. But have you ever wondered what these safes actually go through to earn those trusted marks? Different testing organizations set specific standards and conditions that a safe must meet to achieve certification, each with its own unique criteria and testing procedures. Understanding how these tests work can help you make a more informed choice when protecting your valuables.
The Importance of Fire Ratings for Safes
When a safe is labeled as “fireproof” or “fire-resistant” but lacks some sort of rating or certification, it should be a red flag for shoppers. While certifications from independent labs like UL or ETL offer the most trusted level of fire protection, factory-tested and rated safes can still provide reliable resistance against severe real-world fires. Fire ratings serve as industry benchmarks, allowing you to compare different models based on standardized testing. This helps you select the level of protection that best suits your needs and provides confidence that your belongings are safeguarded in the event of a fire.
Several reputable organizations conduct fire testing and issue certifications that you’ll commonly encounter when shopping for safes, whether online or through dealers. This includes:
- Underwriters Laboratories (UL): One of the most recognized safety testing organizations worldwide, UL subjects safes to rigorous fire exposure and sometimes additional drop tests to evaluate the durability of models.
- ETL-Intertek (ETL): Another trusted testing body, ETL-Intertek, performs fire resistance tests to certify that safes meet industry standards.
- Manufacturer or Factory: Some manufacturers conduct their own in-house testing, though these certifications may vary in credibility depending on the transparency and rigor of their procedures.
Typically, fire ratings are based on two main factors: the duration of heat exposure and the temperature reached during testing. This is helpful information as it simulates the conditions a safe might face during a real house fire. For example, a safe with a 2-hour fire rating has been tested to withstand high temperatures for two hours while maintaining an internal temperature below 350°F, the point at which paper begins to char. This temperature is used as an industry standard since paper is usually the most delicate item people keep in their safes. Monitoring if a safe remains under this temperature significantly increases the likelihood that your important documents and other valuables inside the safe will remain unharmed even during prolonged exposure to fire.
Understanding these ratings empowers you to make an informed selection, ensuring your safe delivers the protection and peace of mind you expect when disaster strikes.
What a Fireproof Safe Goes Through During a Fire Resistance Test
Let’s walk through what an actual fire test typically looks like from start to finish to help share the intensity of these evaluations and give you the assurance that a safe tested by laboratories such as UL and ETL means you’re purchasing a quality security solution.
Phase 1: Preparation
Before any sort of testing begins, sensitive temperature sensors are installed inside the safe, typically in the center and other critical points, to monitor internal heat levels throughout the test. The safe is then placed inside a specialized industrial furnace designed to replicate intense fire conditions.
Phase 2: Safe is Subjected to Controlled Heat Environment
The furnace gradually heats up according to a strict temperature defined by testing standards. This process typically starts with a rapid increase in temperature and reaches peak levels that can sometimes reach 1850°F, simulating the extreme heat often found in a severe house fire. The safe remains inside the furnace for a predetermined duration—often ranging from 30 minutes to 2 hours—depending on the fire rating the model is being tested for.
Phase 3: Internal Temperature Monitoring
Throughout the heating period, the temperature sensors inside the safe record how hot the interior becomes. A key performance indicator is monitoring whether the inside of the safe reaches 350°F, the point at which paper documents char.
Phase 4: Cooling and Inspection
The cooling and inspection phase varies slightly depending on the testing laboratory. Here’s how some of the leading testing organizations approach this step in the fire rating process.
UL Cooling Process
During UL testing, the safe remains inside the furnace even after the heat is turned off and the designated time has passed. This is so that UL can evaluate whether the internal temperature continues to rise during the cooling phase. A safe can still fail at this stage if it exceeds an internal temperature of 350°F after the heat exposure has ended.
In some UL-certified tests, an additional step is performed before the safe is opened: the drop test. This simulates what might happen if a safe falls through the floors of a building during a structural collapse caused by fire. The safe is lifted to a designated height—typically 20 feet—and dropped onto a pile of bricks. This tests whether the safe can maintain its structural integrity and continue to protect its contents after a significant fall, adding another layer of assurance for those storing safes on upper floors.
ETL Cooling Process
ETL’s approach is slightly less rigorous. Once the testing period ends, if the internal temperature has stayed below 350°F throughout the allotted time of heat exposure, the safe either passes or fails based on that result. Any continued temperature rise after the test period is not factored into the final outcome.
Once cooled, for all testing facilities, the safe is opened and inspected for any structural damage, the integrity of seals, and the condition of the contents inside (if test materials were placed).
Phase 5: Safe Passes or Fails Certification
If the safe maintains its structural integrity and internal temperature stays within acceptable limits for the required time, it receives a fire rating certification. This rating tells you exactly how long and at what temperatures the safe can protect your valuables in the event of a fire.
By understanding this rigorous testing process, you can have greater confidence that safes with certifications from UL, ETL, or other reputable organizations have been thoroughly evaluated.
Real World Examples of Highly-Rated Fireproof Safes Put to The Test
We’ve had numerous American Security customers reach back out to us after they’ve salvaged their safe from the aftermath of unexpected house fires and found precious valuables still in pristine condition. You never know when disaster could strike, and these stories are testaments to the peace of mind you can give yourself by investing in a quality safe built to protect what matters most.
How an AMSEC BFX Safe Survived the Altadena, California Fires
In January 2025, devastating wildfires swept through Altadena, California, leaving very little behind. We spoke with Elizabeth G., a local resident who had purchased an AMSEC BFX safe to gain more peace of mind. Inside, she stored precious family jewelry that she hoped to one day pass down to her grandchildren. She never imagined the safe would face such a disaster, but it ultimately protected some of the only belongings that survived the fire. In the midst of so much loss, the safe remained intact and preserved the items that mattered most.

A World War II Collection Preserved Amidst the Malibu Fires
During the same January 2025 wildfires that devastated Southern California, another American Security customer shared his experience of recovering most of his World War II collection from his safe.
Kevin, a dedicated collector and the owner of what he hoped would become his family’s future retirement home, lost the house and many of his possessions in the fire. After the flames had passed, a locksmith helped him open the safe that remained, the last thing standing on his property. To Kevin’s surprise, not only was the majority of his firearm collection intact, but even delicate paper bonds had survived the intense heat that swept through the area for many hours.

Key Takeaways on How the Highest Rated Fireproof Safes Get Tested
It’s important to equip yourself with the knowledge of how the fire testing process works for many industry-leading laboratories so that you can make an educated decision about what your next safe should be.
While no safe is completely fireproof, reputable testing authorities provide a reliable benchmark for the level of protection each model offers. These ratings help you gauge how well a safe can protect your valuables during a fire.
To choose the right safe, consider your local fire risk, where the safe will be stored, and the types of items you plan to protect. These factors can guide you toward a fire rating that fits your budget and gives you greater peace of mind.